Giving Thanks

As the year begins to wind down, the weather begins to get cold, and the holiday season begins to pick up, we want to pause and say thank you.
Thanks to our incredible staff, who work tirelessly every day to provide real solutions to people’s legal problems. Thanks to our Board and Young Professionals Board, who have taken it upon themselves to raise money for LAF so our staff can focus on helping clients.  Thanks to our volunteers, who use their time and expertise to expand our reach.  And thanks to you, our donors, who make everything we do possible.  And, in the spirit of Veterans’ Day, thanks to the members of our armed services and our veterans (like Dan, whose story you can read in our November eNewsletter here), who keep this country safe with their lives.

Online Payday Loan Scams

Last week, NPR’s Planet Money blog wrote a story about what happens when a person applies for an online payday loan.  The author reported that she provided false information, but was still harassed for months afterwards.  The author didn’t need money, but if she did, it’s easy to see how someone could get suckered into taking a short-term loan with annual percentage rates upwards of 1,000 percent.  She explains that “once you made that application, you basically sent up a red flag with them that you are someone in need of this money, and you need it on a short-term basis.  That’s when the vultures come out.”  You can hear the entire report on the NPR website here.

We hear stories like this all the time from our clients at LAF. The payday lending business is often predatory, and has gotten even worse with Internet payday loans. Consumers should be aware of these scams and protect themselves.  Alan Alop, Director of LAF’s Consumer Practice Group, explains, “We now see payday loan sharks targeting the working poor, social security recipients, and college students. Once the payday people get their hooks into you, you often need a lawyer to get you off the hook. That’s where LAF comes in.”  If you are a victim of one of these scams in need of legal assistance, call LAF at 312-341-1070 to request an appointment.  

A Few Words from Dennericka Brooks

Earlier this week, LAF’s own Dennericka Brooks received the St. Robert Bellarmine Award from her alma mater, the Loyola University School of Law.  You can read a little more about the award and Dennericka’s great work in our previous blog post, Staff Successes!  We just wanted to share the incredible acceptance speech she gave to everyone present, including fellow LAF staff pictured here, Rich Wheelock, Meghan Carter, Julie Harcum, and Tim Hufman, who were there to support her and cheer her on.

You can read her whole speech below:

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